Freight Factoring 101
Factoring has its skeptics, but many brokers and fleets aren’t using it to its full potential. Our best practices guide will help you get the most from your factoring partner, boosting cash flow and streamlining operations.
Flexible factoring built for you
Your cash flow shouldn’t be unpredictable. Denim gives you the flexibility to factor the loads you want, when you want—so you can manage your cash flow, grow with confidence, and stay in control.
Save money
Only factor the loads you choose and keep more of what you earn.
Save time
Automated invoicing and payments free up your back office for higher-value work.
Build trust
On-time payments and professional collections strengthen relationships with carriers and shippers alike.
Everything you need to know about factoring and more…
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See how businesses like yours are experiencing the Denim difference.
35% Volume Increase
"We have reduced staffing on the AP side and transitioned it into the dispatch side. This has helped fuel our 35% monthly volume growth."
Avoided hiring 2 full-time employees
"With Denim's technology and their proactive management of manual processes, we've saved on hiring 1-2 full-time employees—a number that will only increase as we grow. The factoring fees go further than just a 'funding expense.' They're an investment covering auditing our paperwork from the start, handling customer collections, and managing payment processes."
Reduced invoice time by 91% without adding staff
“We still have the same number of staff, but now we have time to talk to our carriers and build better relationships. Before, we spent so much time on tasks that kept us running but didn’t help us grow.”
18% reduction in costs
“Based on our factoring expenses from last year, using Denim will lead to an 18% reduction in costs."
Cut down accounting activities by 50%
“If I was working with another company, I’d probably be on the phone for 10 or 15 minutes waiting on hold. With Denim, I can email my account manager or jump on the website and do a quick instant message chat."
Invoice in 12 minutes, not 2+ hours
“An invoicing process that took 2.5 hours now only takes 12 minutes with Denim.”
Significant reduction in administrative overhead
"We've experienced a significant reduction in administrative overhead, and our team can now focus on what truly matters: building and nurturing relationships with customers, carriers, and trade partners and providing exemplary service."
Free tools & resources
Template
Profit & Loss Statement
Worksheet
Payments Tracker
Worksheet
Aging Invoice Report Tracker
Cash flow shouldn't be a series of peaks and valleys—it should be steady and reliable. That’s where factoring comes in.
For freight brokers and carriers, factoring can be a game-changer, but it’s often surrounded by myths, hidden fees, and confusing terms.
Knowing how factoring works, what to negotiate, and understanding contract terms can make the difference between using a powerful tool and falling into a financial trap.
With Denim as your factoring partner, you gain more than just cash flow.
Denim acts as an advisor, helping you navigate factoring with transparency and insight. We streamline your back-office, strengthen carrier relationships, and provide the stability needed to grow confidently, no matter the challenges ahead.
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