Flexible pricing built for growth.
Denim’s pricing is designed to scale with you, giving you the flexibility and transparency you need to compete confidently in today’s freight market.
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Pricing that fits your needs
Freight brokers and trucking companies know that Denim is the most flexible factoring partner in the industry. We understand the challenges—delayed payments, back-office chaos, and limited time to focus on growth. That's why our flexible, transparent solutions help you get paid faster, reduce admin tasks, and keep your business moving forward.
Only pay for what you use
Factor with Denim and only pay for the time funds are utilized.
Customized payment options
Use your own capital or pass shipper payments directly to carriers with just a payment and collections fee.
Comprehensive tools
Access integrations and workflow tools to streamline operations and save time.
Factoring rates as low as 1%
Per factored invoice for qualified accounts.*
Cut payment processing time by 75%
Spend less time on admin work and more time building relationships
Win more loads, grow your revenue, and scale confidently
Large payments volume?
If you’re a broker or trucking company with a large payments volume or high value transactions, reach out to discuss alternative pricing options. Our team will review your account current invoices and can help design a customized pricing package.
A freight factoring partner you can trust
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River City Logistics wanted to scale smartly and sustainably, which meant that they didn’t want to add headcount too soon. But, they also needed a solution to handle increased invoice volume. With Denim, they avoided hiring 1-2 more admin staff and provided their current team with the support they needed to handle back office tasks. They were then able to put more resources into sales and customer service so they could grow their brokerage.
Without a factoring solution, Peregrine was struggling to keep up with carrier payments and weren’t able to uphold their commitment of paying carriers quickly. With Denim, they were able to implement next-day payments with QuickPay. As a result, they maintained all their carrier relationships and received an A rating on TruckStop for their low days-to-pay.
FreightZap wanted to stay independent and not take on outside funding, but their payment terms with carriers and shippers put pressure on their cash flow. After they started factoring with Denim, they were able to maintain positive cash flow and stay independent. They could now pay carriers quickly and continue investing in their business.
Before working with Denim, Alliance Logistix was spending way too much time on non-revenue generating tasks, such as billing. Their small team was overwhelmed and wasn’t able to focus on sales and customer service. After using Denim, they saved hours and were able to focus more on customer-facing tasks. Because of this, they grew volumes by 35% monthly and created a streamlined back-office solution.
See how much you can save in real-time with our interactive Flexible Factoring calculator
Use the calculator below to pick the payments you want to factor. You can also choose a later payment date and see how much that lowers your factoring rate.
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Your blended factoring rate
Your flex factoring rate
Carrier flex factoring rate
Full price fee (at base rates)
Your fee after delay discounts
Carrier fee after delay discounts
What’s included
One platform for working capital, collections, working capital, and all your back-office needs. Over a dozen features are at your fingertips with Denim’s integrated factoring and per-transaction pricing.
Invoice factoring
Turn your net 30 invoices into overnight payments.
Credit checking
Same day credit checks so you can protect your business from industry related risks.
TMS integration
Eliminate duplicate data entry by connecting your TMS.
Carrier vetting and onboarding
Sync carrier profile and payment information, error-free.
Managed collections
Eliminate tiresome collection calls from your daily routine.
Carrier QuickPay
Free and convenient QuickPay options for your carriers.
Automated invoicing
Focus on building your business while we automate your invoicing.
Reporting & analytics
Unlock insights with a complete overview of your aging, cash flow, job statuses, accounting, and more.
Credit builder
Establish broker credit with major reporting agencies.
Volume discounts
Get a lower rate for conducting more factoring business with Denim.
Time discounts
Save money with flexible payment days.
Custom reporting
Built to give you a specific view into your business activity
Enterprise Support Team
Service and support with a deep knowledge of your business.
Custom API integrations
Easily connect and manage in-app technology integrations
** To qualify for low factoring rates and additional financing & support services, brokers must meet a minimum threshold of monthly factoring volume and/or value.
Built for freight brokers and trucking companies like you
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